Are you dreaming about buying your own home but can't obtain a mortgage?

Perhaps you are:

a first time buyer and don't have enough deposit to please banks?
have a damaged credit history?
new to the UK and have no credit history?
Are self-employed and have difficulties obtaining a mortgage?

RENT-2-OWN-PROPERTIES

We can help you make that step of owning your own home. We provide a highly professional service in offering people a chance to buy a home via Rent-to-Own or a 'Lease Option' agreement as it is commonly known.

"Given that over 1 in 4 people are being refused normal mortgages at affordable rates, divorce rates are on the rise and most people today are unable to raise even 5% deposit on a house, the Lease Option or Rent to Own provides a flexible way for people to own a home" Paul Levy, City of London Solicitor

WHAT ARE THE BENEFITS OF RENT TO OWN?

In essence, 'Rent to Own' is defined by its title, you firstly "rent" your home for a period of time that suits you, and then you exercise your option to purchase and "own" the property that you have been renting. It has numerous benefits:

No Bank Qualifying - You don't need to take out a mortgage and there is no bank mortgage application process
Easy Process - You can move in "hassle free"
Good Investment Opportunity - Agree the property price at the outset and benefit from any capital appreciation during the rental period
Predictability - Allows you to plan your finances during the rental period
Time Benefit - You can improve your finances and repair your credit rating during the rental period. If you are new to the country you can use the rental period to build credit to qualify for a mortgage
Try Before You Buy - Allows you to become familiar with your home during the rental period
Enjoy Home Ownership Benefits - You can decorate or even refurbish your home from the day one you move in
Flexible Lease Term - The rental period can be as you require
Move In Within 7 Days - Our speedy "Lease Option" procedure enables you to move in very quickly
100% Legal - You will have a solicitor representing you from the outset
No Lock In - You have the right, but not the obligation, to purchase the property at the end of the rental period.
Mortgage Assistance - Assistance with obtaining a competitive mortgage on completion of the rental period.